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Warum Spreefinanz

Hello! I'm Sebastian Krüger from Havel Spree Finanz, ready to assist you with any insurance questions you might have, especially if you're a freelancer pursuing your dreams abroad.

As an insurance broker, I am committed to providing you with tailor-made solutions that not only meet your current needs but also align with your plans and opportunities overseas. This goes beyond simply selecting the right insurance policy. I aim to be your trustworthy partner, offering the security you need to pursue your plans with peace of mind.

My focus is on transparency and independence in advising you. It's vital that all options are clearly laid out, enabling you to make well-informed and confident decisions. I understand the unique challenges that arise when aiming for an international freelance career. From my own experiences, I know how exciting yet demanding life and work abroad can be.

A bit about myself: In 2019, I had the pleasure of spending time in Nepal. This experience not only expanded my worldview but also highlighted what safety net a family needs to feel secure internationally. Starting in 2026, my family and I will begin life outside of Germany, followed by an exciting journey on the Pacific Crest Trail in 2027. These personal experiences have sharpened my understanding of the needs of globally living clients, inspiring me to develop targeted and effective solutions for expats and freelancers abroad.

Together with you, I want to plan proactively so you can move forward with confidence. I'm eager to hear your specific desires and concerns and, based on that, implement the best possible measures to support your future plans.

Let's set the right course for your journey abroad. Whether it's disability insurance in Hong Kong or international health insurance in Canada – I'm here to support you so you can enjoy your career and life overseas without worries.

Your satisfaction is always my top priority. Don't hesitate to contact me so we can craft the right strategy for you together.


Take the Next Step Towards Security

Don't rely on partial solutions. Your life and goals deserve the best protection. I'll work with you to discover how you can feel completely secure.

Free Initial Consultation