Versicherungs-Checkliste für Deutsche im Ausland

Understand Your Risks Abroad

Relocating to a foreign country can present numerous challenges, and the insurance sector is no exception. It's crucial to be aware of the risks associated with living and working overseas. I, Sebastian Krüger, guide you as an independent insurance broker, ensuring you are optimally protected.

Health Insurance - The Essential Protection

Health insurance should be your priority when moving abroad. Ensure you have either an international private health insurance policy or a valid local policy, depending on your host country. I am here to help you find the coverage that best suits your needs.

Securing Your Income

As a freelancer, your income is your most valuable asset. Consider how to protect it in case of emergency. Having a disability or incapacity insurance can be invaluable here. I'll help you identify the best options for your situation.

Liability Insurance - A Must for All Expats

No matter where you reside, a liability insurance policy can cover damages you may accidentally cause to others. Ensure your policy is valid internationally. Together, we will find a solution that offers the protection you require.

Pension Planning - Prepare for the Future

A well-thought-out pension plan is necessary to enjoy a worry-free retirement. There are many ways to prepare for the future, even while living abroad. I will assist you in creating a plan that aligns with your desires and financial possibilities.

Returning to Germany - What You Need to Know

Returning to Germany can be confusing in terms of insurance. The policies differ significantly from those abroad. I'll help you take all the necessary steps to seamlessly reintegrate into the German insurance system.

Let's take a look at your insurance situation together and make the best decisions so you can enjoy your time abroad without worries. Contact me for personalized advice!