This largely depends on the destination country, length of stay, and your status (student, freelancer, employee, retiree). In most cases, an international health insurance policy is the foundation. Additionally, liability, accident, and retirement solutions might be beneficial.

The public health system usually only applies within the EU or in countries with a social security agreement. For longer stays abroad, a private international health insurance is often necessary.

Many policies become invalid for permanent stays abroad (e.g., household, liability insurance). I will evaluate for you which contracts remain reasonable and which should be adjusted or newly taken out.

I work entirely online: You can schedule a video consultation. During the conversation, I will address your personal situation, compare rates, and develop a tailored solution.

The consultation is free for you. My compensation is through the insurance companies as part of the brokerage process.

You can reach me anytime through the claim form on the website or by email. Additionally, I provide you with emergency numbers of the insurance partners, available 24/7.