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Pay only for what you really need – build your insurance coverage with a modular system
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Especially suitable if only emergency (inpatient) coverage is desired
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Attractive zone model with full home-country coverage starting from Zone 3
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Good dental benefits only available from the Comfort package onward
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Special conditions: Best Price Guarantee, VIP Service
International health insurance
April International
Global Health Foyer Group
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Strong products with a simple zone model
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Excellent price-performance ratio with our special tariff
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Even the Essential plan offers extensive coverage
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Only two insurance zones: Worldwide and Worldwide excluding the USA
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Good dental benefits only available from the Comfort package onward
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Special conditions: Best Price Guarantee, Simplified zone model
Passport Card
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Convenient solution with excellent customer service
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Provides a free insurance card for direct payment of medical costs
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Very good benefits in the Premium plan
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Large German-speaking service team with fast support
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Doctors must accept the insurance card, otherwise prepayment is required
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Special conditions: Best Price Guarantee
Bund der Auslandserwerbstätigen
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Affordable basic coverage options
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Particularly low-cost plans with essential protection
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Insurable up to the age of 74
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High maternity benefits with short waiting periods
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Mental health, dental, and maternity coverage only included from the Premium plan onward
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Special conditions: Best Price Guarantee
Hanse Merkur Versicherung AG
April International
- Unlimited international health insurance with worldwide validity
More information - Highly digital: online sign-up, Easy Claim app, 24/7 telemedicine
More information - Modular system (plan modules, deductibles)
More information - Coverage available without residence in Germany – ideal for expats
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Global Health Foyer Group
- Tailor-made expat plans for individuals or families
More information - Unlimited contracts, available for sign-up from abroad
More information - 100% outpatient and inpatient coverage, including assistance and COVID-19
More information - Online claims processing and multilingual service
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Passport Card
- Direct payment via credit card with no upfront costs – bills settled instantly
More information - Real-time top-up, ideal for expats and digital nomads
More information - Global provider (150 countries) with 24/7 customer service
More information - Various plan levels (Compact, Comfort) offering comprehensive protection
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Bund der Auslandserwerbstätigen
- Expat plans for stays of up to 5+ years (e.g., Expat Smart/Infinity)
More information - Integrated worldwide legal protection for patients (in cooperation with ARAG)
More information - Coverage for pre-existing conditions and lifetime option up to age 75 (Infinity)
More information - Available without residence in Germany, with personal consultation
More information
Hanse Merkur Versicherung AG
- Long-term plans up to 1 or 5 years – worldwide protection, optional USA/Canada coverage
More information - Two plan options (Basic, Premium/Profi) with extreme sports and return transport included
More information - Visa-compliant (e.g., J1 USA), multiple awards
More information - Daily-rate premium calculation, online sign-up – up to age 75
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Care-Concept
- Specialized plans for long-term travel and expats (up to 1.5 or 5 years)
More information - Optional coverage including/excluding USA, Canada, Mexico
More information - Individual, affordable comprehensive concepts with fast service
More information - Options for foreigners in Germany and Germans abroad
More information